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Women-Owned Business Programs

Women-Owned Business Grants, Loans & Incentives in Texas

Texas women-owned businesses may qualify for federal procurement set-asides, state HUB certification preferences, city WBE programs, SBA Women's Business Center support, and CDFI microloans. These programs exist to level the playing field — but many women business owners never find them.

Women own more than 1.1 million businesses in Texas, generating over $200 billion in revenue and employing hundreds of thousands of workers. Despite this scale, women-owned businesses receive a disproportionately small share of federal contracts and traditional bank lending. Federal, state, and local governments have created targeted programs to address this gap — from WOSB and EDWOSB federal contract set-asides to Texas HUB certification, city-level WBE programs, and SBA Women's Business Centers that provide free counseling and training. Combined with CDFI microloans and SBA-backed lending, the support system for Texas women entrepreneurs is substantial but fragmented across dozens of agencies.

Programs

Women-Owned Business Programs You May Be Eligible For

These are real government programs available to Texas women-owned business businesses. Eligibility depends on your specific business profile.

Incentive

WOSB Federal Contract Set-Asides

The Women-Owned Small Business (WOSB) Federal Contracting Program sets aside certain federal contracts for certified WOSBs. The federal government has a 5% goal for WOSB contract awards, creating significant procurement opportunities across dozens of NAICS codes.

U.S. Small Business Administration

Incentive

EDWOSB Sole-Source Contracts

Economically Disadvantaged Women-Owned Small Businesses (EDWOSBs) may receive sole-source federal contracts up to $7 million for manufacturing and $4.5 million for other industries, without competitive bidding requirements.

U.S. Small Business Administration

Incentive

Texas HUB Certification

The Texas Historically Underutilized Business (HUB) program provides women-owned businesses with preferences on state procurement contracts. Texas state agencies have goals to award a percentage of contracts to HUB-certified firms.

Texas Comptroller of Public Accounts

Incentive

City WBE Certification Programs

Major Texas cities including Houston, Dallas, San Antonio, and Austin operate Women's Business Enterprise (WBE) certification programs that provide preferences on city contracts, networking opportunities, and capacity-building support.

City Economic Development Offices

Training

SBA Women's Business Centers

SBA-funded Women's Business Centers across Texas provide free and low-cost counseling, training, and mentoring for women entrepreneurs at every stage — from startup planning to growth and access to capital.

U.S. Small Business Administration

These are examples of programs in our database. Your screening report will show all programs that match your specific business profile, including programs from other categories that may apply.

Process

How It Works

01

Answer a few questions

Tell us about your women-owned business business — industry, location, size, and structure. No financials or tax IDs required.

02

We screen 150+ programs

Your profile is matched against verified government programs, including women-owned business-specific grants, loans, tax credits, and incentives.

03

Get your report instantly

Receive a citation-backed screening report in under 60 seconds, showing programs you may qualify for with direct links to apply.

Why Screen

Women-owned businesses qualify for billions in set-aside contracts — most never apply

The federal government sets aside 5% of all contract dollars for women-owned small businesses, yet many Texas women entrepreneurs don't know they qualify. Between WOSB and EDWOSB federal set-asides, Texas HUB certification, city WBE programs, SBA Women's Business Center counseling, and CDFI microloans, the support system spans dozens of agencies. Our screening report shows you exactly which programs match your women-owned business.

Official sources only

Every program is sourced from official government pages — never third-party directories.

Citation-backed results

Every match includes evidence from the original source so you can verify it yourself.

Money-back guarantee

Fewer than 5 matches? Full refund, no questions asked.

See which programs match your women-owned business business

One screening report covers grants, loans, tax credits, and incentives across federal, state, and local programs. $49, results in 60 seconds.

Screening disclaimer

This is a screening tool, not an approval engine. The programs listed on this page are examples of programs in our database that may be relevant to women-owned business businesses. Government agencies set eligibility, funding, and application outcomes. Your report shows where to apply and what to verify directly with the agency.