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Equipment Purchase Programs

Grants & Loans for Buying Equipment in Texas

Texas businesses purchasing equipment may qualify for SBA 504 fixed-rate financing, Section 179 immediate expensing, TCEQ emissions reduction grants, USDA REAP renewable energy funding, and manufacturing sales tax exemptions. Major equipment purchases should never happen without checking available programs first.

Equipment purchases represent one of the largest capital expenditures for Texas businesses, whether it's manufacturing machinery, construction equipment, commercial vehicles, restaurant equipment, or technology infrastructure. Federal and state programs offer multiple ways to reduce the cost of equipment acquisition — from below-market-rate SBA 504 loans with only 10% down to Section 179 immediate expensing that can write off the full cost in year one. Specialized programs like TCEQ's Texas Emissions Reduction Plan provide grants for replacing older diesel equipment, while USDA REAP funds renewable energy and energy efficiency equipment for rural businesses. Texas also exempts qualifying manufacturing and processing equipment from state sales tax.

Programs

Equipment Purchase Programs You May Be Eligible For

These are real government programs available to Texas equipment purchase businesses. Eligibility depends on your specific business profile.

Loan

SBA 504 Loan Program

Long-term, fixed-rate financing for major equipment purchases and real estate. Loans up to $5.5 million with below-market rates and as little as 10% down through Certified Development Companies. Equipment must have a useful life of at least 10 years.

U.S. Small Business Administration

Tax Credit

Section 179 Deduction

Allows businesses to deduct the full purchase price of qualifying equipment in the year it is placed in service, rather than depreciating over time. The 2026 deduction limit is over $1 million, with a phase-out threshold above $2.5 million in total equipment purchases.

Internal Revenue Service

Grant

TCEQ Texas Emissions Reduction Plan (TERP)

Grants for Texas businesses to replace or repower older diesel equipment with cleaner alternatives. Covers on-road vehicles, non-road equipment, locomotives, and marine vessels. Grant amounts depend on emissions reductions achieved.

Texas Commission on Environmental Quality

Grant

USDA Rural Energy for America (REAP)

Grants and loan guarantees for rural businesses to install renewable energy systems or make energy efficiency improvements, including equipment upgrades. Grants cover up to 50% of project costs for qualifying rural businesses and agricultural producers.

USDA Rural Development

Tax Credit

Texas Manufacturing Equipment Sales Tax Exemption

Texas exempts qualifying manufacturing and processing equipment from state and local sales tax. Equipment used directly in the manufacturing process, including machinery, molds, and dies, may qualify for this exemption.

Texas Comptroller of Public Accounts

These are examples of programs in our database. Your screening report will show all programs that match your specific business profile, including programs from other categories that may apply.

Process

How It Works

01

Answer a few questions

Tell us about your equipment purchase business — industry, location, size, and structure. No financials or tax IDs required.

02

We screen 150+ programs

Your profile is matched against verified government programs, including equipment purchase-specific grants, loans, tax credits, and incentives.

03

Get your report instantly

Receive a citation-backed screening report in under 60 seconds, showing programs you may qualify for with direct links to apply.

Why Screen

Major equipment purchases often qualify for programs that dramatically reduce the effective cost

An SBA 504 loan can finance equipment with only 10% down at below-market fixed rates. Section 179 lets you write off the full purchase price in year one. TCEQ TERP grants pay you to replace older diesel equipment. USDA REAP can cover 50% of energy-related equipment costs. Texas sales tax exemptions eliminate the tax on qualifying manufacturing equipment entirely. Our screening report identifies every program that applies to your equipment purchase.

Official sources only

Every program is sourced from official government pages — never third-party directories.

Citation-backed results

Every match includes evidence from the original source so you can verify it yourself.

Money-back guarantee

Fewer than 5 matches? Full refund, no questions asked.

See which programs match your equipment purchase business

One screening report covers grants, loans, tax credits, and incentives across federal, state, and local programs. $49, results in 60 seconds.

Screening disclaimer

This is a screening tool, not an approval engine. The programs listed on this page are examples of programs in our database that may be relevant to equipment purchase businesses. Government agencies set eligibility, funding, and application outcomes. Your report shows where to apply and what to verify directly with the agency.