Construction Programs
Texas contractors and builders may qualify for surety bond guarantees, housing tax credits, historic preservation incentives, and affordable housing development programs. These programs help construction businesses win bigger contracts and access new project types.
The Texas construction industry is one of the largest in the country, driven by rapid population growth, commercial development, and infrastructure investment. From residential builders to commercial general contractors, Texas construction firms face unique challenges: bonding requirements, workforce shortages, and project financing gaps. Federal and state programs address these exact pain points — SBA surety bond guarantees help small contractors compete for larger jobs, while LIHTC and TDHCA programs open up affordable housing development opportunities.
Programs
These are real government programs available to Texas construction businesses. Eligibility depends on your specific business profile.
The SBA guarantees bid, performance, and payment bonds for small and emerging contractors who cannot obtain surety bonds through regular commercial channels. Covers contracts up to $6.5 million, with a streamlined process for contracts under $400,000.
U.S. Small Business Administration
Federal tax credits allocated by the Texas Department of Housing and Community Affairs to developers of affordable rental housing. Builders and developers may use 4% or 9% credits to offset construction costs on qualifying projects.
TDHCA / IRS
A 20% tax credit on qualified rehabilitation expenditures for certified historic structures. Texas construction firms working on historic building renovations may use this credit to reduce project costs for owners and developers.
National Park Service / IRS
The Texas Department of Housing and Community Affairs administers multiple programs supporting affordable housing construction, including HOME Investment Partnerships, Housing Trust Fund, and Section 811 project rental assistance.
Texas Department of Housing and Community Affairs
Federal funding administered through Texas TDHCA to reduce energy costs for low-income households by improving the energy efficiency of their homes. Licensed contractors may participate as weatherization service providers.
U.S. DOE / TDHCA
These are examples of programs in our database. Your screening report will show all programs that match your specific business profile, including programs from other categories that may apply.
Process
01
Tell us about your construction business — industry, location, size, and structure. No financials or tax IDs required.
02
Your profile is matched against verified government programs, including construction-specific grants, loans, tax credits, and incentives.
03
Receive a citation-backed screening report in under 60 seconds, showing programs you may qualify for with direct links to apply.
Why Screen
Small and mid-sized contractors routinely miss out on larger projects because they lack bonding capacity or project financing. Meanwhile, affordable housing developers leave federal tax credits unclaimed because the application process is complex. Our screening identifies which bonding programs, tax credits, and development incentives match your construction business — so you can focus on building instead of searching.
Official sources only
Every program is sourced from official government pages — never third-party directories.
Citation-backed results
Every match includes evidence from the original source so you can verify it yourself.
Money-back guarantee
Fewer than 5 matches? Full refund, no questions asked.
One screening report covers grants, loans, tax credits, and incentives across federal, state, and local programs. $49, results in 60 seconds.
Explore More
Further Reading
Starting a construction company in Texas is supported by SBA lending and surety bond guarantees, Section 179 equipment d...
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LoansTexas construction companies can use SBA 7(a) loans for equipment, working capital, facility purchases, and fleet expans...
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GrantsThe Skills Development Fund helps Texas construction companies train electricians, plumbers, welders, and operators thro...
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Industry GuidesHouston construction companies can access city M/WBE preferences, Harris County projects, SBA bonding assistance, HUB ce...
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Screening disclaimer
This is a screening tool, not an approval engine. The programs listed on this page are examples of programs in our database that may be relevant to construction businesses. Government agencies set eligibility, funding, and application outcomes. Your report shows where to apply and what to verify directly with the agency.