Texas real estate agencies operate in one of the hottest markets in the country. Whether you run an independent brokerage, a franchise office, or a specialty real estate practice, there are government programs that may help with office buildout, technology, workforce costs, and business development.
SBA Lending Programs
SBA 7(a) Loans
SBA 7(a) loans can finance office buildout, technology platform development, marketing programs, and working capital for real estate brokerages. This is useful for new brokerages and expanding offices.
SBA 504 Loans
Real estate agencies purchasing their office space can use SBA 504 loans for favorable long-term financing. While this is somewhat ironic for a real estate business, the SBA 504 terms are often better than conventional commercial mortgages.
Opportunity Zone Expertise
Real estate agencies that develop expertise in Opportunity Zone transactions can provide specialized services to investors. While this is not a grant, understanding OZ rules positions agencies to serve a growing market segment. Texas has numerous designated Opportunity Zones across its cities and rural areas.
Workforce Programs
- WOTC hiring credits: Tax credits for hiring agents and staff from eligible target groups.
- Skills Development Fund: Training grants for real estate licensing preparation, technology training, and compliance education.
- On-the-job training: Workforce Solutions may subsidize wages during training for new agents.
Technology Programs
Real estate agencies developing proprietary technology — custom CRM systems, virtual tour platforms, AI-driven pricing tools — may qualify for R&D tax credits. The activities must involve technical uncertainty and experimentation.
Government Contracting
State agencies, school districts, and municipalities contract for real estate brokerage services for property acquisition and disposition. HUB certification provides preferences on these contracts.
Find Programs That May Fit Your Business
Not sure which programs may fit your business? Our free screening report checks your business against 150+ verified programs — grants, tax credits, loans, and incentives — and shows you which ones may match. Start your free screening →