South Texas, stretching from San Antonio south through Laredo, the Rio Grande Valley, and Corpus Christi, is a diverse economic region with strengths in cross-border trade, energy, agriculture, healthcare, and military-related industries. Business owners in South Texas may be eligible for border commerce programs, rural development funding, and workforce training grants.
This guide covers the most relevant grants, loans, tax credits, and incentive programs available to South Texas business owners.
Federal Programs
USDA Rural Development
Many South Texas communities outside San Antonio and Corpus Christi qualify for USDA rural programs including Business & Industry loan guarantees, REAP energy grants, and Rural Business Development Grants.
SBA Programs
The SBA San Antonio District Office and Rio Grande Valley District Office serve South Texas. Businesses may access 7(a) loans, 504 loans, Microloans, and export lending through SBA-approved lenders.
Foreign Trade Zones
South Texas hosts multiple Foreign Trade Zones near Laredo and the Rio Grande Valley. Businesses importing materials for manufacturing or distribution may defer, reduce, or eliminate customs duties.
State Programs
Texas Enterprise Zone
Many South Texas communities carry Enterprise Zone designations, allowing businesses to receive state sales tax refunds for job creation and capital investment.
Skills Development Fund
The TWC partners with South Texas colleges to provide customized workforce training grants. Industries served include logistics, healthcare, manufacturing, and energy.
STEP Export Grants
The SBA State Trade Expansion Program provides grants for small businesses to attend trade shows, conduct export training, and develop international marketing materials. South Texas businesses with cross-border connections are well positioned for this program.
Local Resources
- Laredo Development Foundation: Incentive packages for businesses in the Laredo area.
- Corpus Christi Regional EDC: Incentives with emphasis on energy, manufacturing, and logistics.
- LiftFund: CDFI lending throughout South Texas for small businesses.
- Local SBDCs: Free business consulting through regional university networks.
Industry Opportunities
- Logistics and Trade: FTZ benefits, STEP export grants, and cross-border trade support.
- Energy: TCEQ emission grants, coastal energy incentives, and REAP programs.
- Agriculture: USDA programs including EQIP, FSA lending, and specialty crop grants.
- Military-Adjacent: Businesses near military installations may access defense procurement programs.
Steps for South Texas Business Owners
- Check rural eligibility: Many South Texas communities qualify for USDA programs.
- Contact the local SBDC: Free consulting for program identification.
- Explore cross-border programs: Trade-related businesses should investigate FTZ and STEP options.
- Get HUB certified: Valuable for state procurement contracts in the region.
- Review local EDC incentives: Each city offers different packages.
Find Programs That May Fit Your Business
South Texas businesses may qualify for border-specific, rural, and general Texas programs simultaneously. Our screening report matches your business against all applicable programs. Start your free screening →