The U.S. Small Business Administration operates district offices across Texas that serve as local hubs for federal small business programs. SBA offices do not make loans directly, but they provide program information, connect businesses with SBA-approved lenders, administer disaster loans, and oversee federal small business programs in their regions.
Texas SBA District Offices
Houston District Office
Serves the greater Houston area, Southeast Texas, and the Gulf Coast region. The Houston office is one of the largest SBA offices in the country, reflecting the size and diversity of the Houston business community.
Dallas/Fort Worth District Office
Serves the DFW metroplex, North Texas, and Northeast Texas. Covers one of the largest metropolitan areas in the country with a high concentration of small businesses.
San Antonio District Office
Serves San Antonio, Central Texas, and parts of South Texas. Coordinates closely with the South-West Texas Border SBDC network.
El Paso District Office
Serves West Texas and the El Paso border region. Provides specialized support for cross-border trade and businesses serving the U.S.-Mexico corridor.
Lower Rio Grande Valley District Office
Serves the Rio Grande Valley including McAllen, Brownsville, Harlingen, and surrounding communities.
What SBA Offices Provide
- Information about SBA loan programs (7(a), 504, Microloans)
- Referrals to SBA-approved lenders in your area
- Government contracting program information
- 8(a) Business Development Program information
- HUBZone certification guidance
- Women-Owned Small Business certification information
- Disaster loan application assistance
- Connections to SBDCs, SCORE, and other resource partners
SBA Programs for Texas Businesses
- 7(a) Loans: Up to $5 million for working capital, equipment, and real estate. 7(a) guide.
- 504 Loans: Fixed-rate financing for major assets. 504 guide.
- Microloans: Up to $50,000 through nonprofit lenders.
- 8(a) Certification: Set-aside contracts for disadvantaged businesses. 8(a) guide.
- SBIR/STTR: Research grants across 11 federal agencies. SBIR guide.
How to Contact Your SBA Office
- Visit sba.gov/local-assistance to find your district office by zip code.
- Call the SBA Answer Desk at 1-800-827-5722 for general questions.
- Use SBA Lender Match at lendermatch.sba.gov to connect with lenders.
Beyond SBA Programs
SBA programs are important, but they represent only a portion of the government programs available to Texas businesses. State programs through the Texas Workforce Commission, the Governor’s Office, and local city/county programs add dozens more options. Our free screening report checks your business against 150+ verified programs across all levels of government. Start your free screening →